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Frequently Asked Questions

Are you getting the best rates and terms?

In an comparable mortgage environment, your good credit history can make refinacing work to your advantage.  We analyze mortgage markets daily to make sure you don't miss any money-saving opportunities.

Can you handle fluctuating rates?

Some home owners are nervous in any hikes in interest rates, while others are comfortable to go with the flow.  It is best to base your decision on your personal situation, and tailor your mortgage renewal around your needs. We can help you decide whether to opt for fixed or variable rates and we don't want you to lose any sleep over your decision!

Do you need cashflow for other things?

Your priority and cash flow needs may shifted since you first bought your home.  Things like paying for a child's university education, planning a career change, or a major purchase such as a vacation property may call for spending money on things other than your home.  You may be able to refinance your mortgage to take this into account.


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